Flexible finance solutions for bars and nightclubs so you can choose what suits your venue best.

Rent-Try-Buy®

Rent-Try-Buy® is a 12-month rental agreement, allowing you to try commercial bar supplies before you buy. Finance new or used commercial bar equipment and enjoy unrivalled flexibility when it comes to owning and managing your bar.

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Lease-to-Keep®

Perfect when you know what you want, Lease-to-Keep gives you the commercial bar equipment you need now, with low monthly payments spread over four years. At the end of the term, the bar equipment is all yours. Simple.

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Is your bar/nightclub a franchise?

SilverChef has finance options designed specifically for franchises so you can limit your upfront costs while setting up your commercial bar equipment. Give yourself the best chance for success for your bar franchise.

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We've financed

1749

bars and nightclubs

Bar / nightclub resources

How to diversify your income – for cafes, restaurants and bars

How to diversify your income – for cafes, restaurants and bars

How to make the most of your downtime

How to make the most of your downtime

Seven tips for your business’ online and social media presence

Seven tips for your business’ online and social media presence

We'll help your working capital stretch further

'SilverChef has kept me open by encouraging me to keep the capital and use it on the cool things that make my businesses so successful, like the interiors or the fit-out. With the renovations already taking up most of the time and budget, it would have been an even longer wait to save for the equipment purchases as well.'

- Nick Inkster, O.G.B Bar & Cocktail Lounge

Find out what our customers are saying

SilverChef has made it possible for us to expand our business … without the huge stress of having to put all our cash into purchasing brand-new equipment.

[I like the fact] SilverChef is focused on kitchen equipment financing. Their finance terms, options, and flexibility are very competitive compared to other financiers.

This was so much easier than dealing with the bank. SilverChef has been so helpful and efficient!

As this is my first hospitality-industry experience, money was a big problem, but with SilverChef I could get all the equipment I dreamed of without any hassle. It doesn't matter how big you are in hospitality — SilverChef is there for everyone.

SilverChef has been a great tool for us. It has allowed our kitchen to upscale equipment to meet growing demand without having to spend time reselling what we don’t need.

Thanks to SilverChef, we replaced three cooking appliances with a MerryChef and can now present much better food. We couldn't have done it without SilverChef.

It was an easy application process and I prefer usingused equipment instead of buying new. This is not only cheaper, but also more sustainable.

SilverChef has allowed me to access the equipment I needed to scale up my business and increase my supply. 

SilverChef has provided a seamless financing option to help us create our new retail space.

Get pre-approved today

There’s no obligation to finance with SilverChef as a result of completing an application. We also won’t run any credit checks without your permission.

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Bar equipment - frequently asked questions

What equipment do I need to start a bar?

Starting a bar or nightclub is an exciting prospect and no small feat. You want to start on the right foot so you are building your atmosphere and serving the best cocktails, beer and wine to build your customer base as quickly as possible.

This is only achievable with quality commercial bar equipment that will help your workflow. SilverChef provides good quality, stringently tested, commercial bartending equipment to get you started without massive upfront costs.

Some crucial bar supplies include commercial freezers and fridges; pass through and under counter dishwashers; glasswashers; ice machines and beverage dispensers to name a few. Browse our extensive range of used commercial bar equipment and get started with the right equipment to drive your success.

How to finance a bar

So, you’ve decided to take the plunge and open your own bar or nightclub. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating and wages.  

SilverChef can help alleviate the financial strain by taking the cost of commercial bar equipment off the initial capital outlay. If you're looking for flexibility, and you're not 100% sure of the correct size and model of commercial bar equipment you're choosing, you could opt for our Rent-Try-Buy product, which allows you to try the equipment in your bar before you decide whether to buy, upgrade or return.  

If you know what you want, you're financing more than $10,000 of commercial bar equipment, and you've been in business for more than 12 months, you could choose our Lease-to-Keep option. With Lease-to-Keep you choose your bar equipment, make monthly payments over a four-year term, and own your equipment at the end.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the bar equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the bar equipment. If your commercial bar equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions. 

What are the benefits of renting equipment?

Renting new or second hand bar equipment can be a good alternative to buying outright for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a bar, so choosing to rent new or used bar equipment can leave you more money for running your business and other expenses.  

Secondly, there may be tax benefits to renting commercial barware – it’s important you discuss these with a qualified tax advisor before making any decisions.  

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical barware rental products. You can decide to upgrade your commercial bar equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 50% gross rental rebate on your payments so far (up to 12 months).  

At the end of your 12-month contract, you can decide whether to keep renting your new or used bar equipment, work towards ownership, or return. Please note that if you decide to purchase your bar equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product, Rent-Try-Buy; and a finance lease product, Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your new or used commercial bar equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your bar equipment or upgrade it during the term.

At the end of the 12-month rental term, you can return or continue renting the equipment.

To choose Lease-to-Keep, you must have been trading for a minimum 12 months, and be financing a minimum of $10,000 in commercial bar equipment. You sign up for a 48-month term, make monthly lease payments, and at the end of the term you own the bar equipment (providing the last payment has been made and you are not in breach of the agreement).

Can I return my equipment before the end of the 12-month contract?

When you choose Rent-Try-Buy to finance your new or second hand bar equipment, it’s a good idea to be sure that you’re happy to rent it for the full initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your bar equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.